If you rent an apartment or a house, the building owner is responsible for any perils that befall the property. Rest assured, if the place burns down, your landlord’s insurance is responsible to compensate him for Continue Reading
Insuring a condominium is different than insuring a house because of the way ownership is structured. A homeowner’s policy covers against losses, and covers only what you own. Since there are areas of common Continue Reading
When you buy a home, if you have a mortgage, you may be required by the lender to purchase a homeowner’s policy. Here’s what to expect as you look for the appropriate policy to cover your home. The Continue Reading
If you own a home in a documented flood zone, there’s a 26 percent chance of experiencing a flood over the course of a 30-year mortgage.1And while they are more common in some areas, floods can happen Continue Reading
If you have special needs where your property is concerned, a standard homeowner’s policy may not fit the bill. There are a number of ways that your coverage can be expanded to ensure your peace of mind. In Continue Reading